Shady Lane

Aren't paypal's decisions nonbinding outside of ebay?

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I was under the impression that outside of eBay, on a site like audiogon, paypal may make a 'ruling', but you're pretty much on your own and it's symbolic only.

Is that not true anymore? I bought $400 worth of equipment a while back (last year) that arrived nonfunctional... Disputed with PayPal and was told that because it was outside of eBay, they could essentially shake their finger at the guy but could not get my money back.

If this has changed, then I'd feel more confident using paypal going forward.

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