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143.109.148.201
GM, bad company.
Follow Ups:
Bullshit. Insurance companies will raise rates at will and mainly based on factors we already have no control over.
My niece had a deer run into her car which deployed some air-bags. The insurance company had to write-off the vehicle even though it still had half it's useful life left.
Each damaged part appears to cost about $3K to fix/replace. Multiply that by at least 4 and it's easier to just write off the vehicle as salvage.
I think these cars get sold at auction and some third-world country fixes it and air-bags, who needs that?
Mine would be, too. It's too old, no replacement airbags are available even if the insurance company wanted to fix it.
If there was a situation where the bags deployed because I slammed the hood too hard or shorted some stupid wire, I'd just cut the bags out, Gorilla-tape the steering wheel and dashboard together, and keep driving the car.
The blissful counterstroke-a considerable new message.
The IIHS pushed for built in safety systems like lane alert and emergency braking, pushed the Federal government into mandatory traction and stability control.
Result 1 is that the cost of repair in a minor accident has skyrocketed.
Result 2 is that more people are driving without insurance.
BTW, GM isn't the only company that sells data to insurance companies.
The blissful counterstroke-a considerable new message.
Edits: 01/17/25
Therefore, use as little labour as possible.
And replace as many over priced high margin parts as possible.
This is modern panel shop work.
Work is charged at insurance company agreed standardised hourly rates - pretty tight hours for big jobs - Insurance companies say that that is a win for consumers.
But the parts prices are batshit crazy insane. And you can't argue when the shop says "But that's the price for genuine OEM parts!"Parts interpreting and painting are the only skills in modern smash repair work.
Trying to hide from entropy
John K
Edits: 01/17/25 01/17/25 01/17/25
As an owner of an aging GM product, I became familiar withe company culture and this doesn't[t surprise me at all.
Also no surprise that other companies do it, and that people sign up to get dongles that report to the insurance company in the vain hope for lower rates. I'm sure the self reporting gets a doggie treat reward in the beginning, but insurance companies are in it for the long game, statistically speaking.
...try to ditch them, and they raise your rates.
If you don't drive the car enough, they threaten to raise your rates also.
The blissful counterstroke-a considerable new message.
The drivers, the manufacturers, the insurers. It's a rat's nest of sneaky operators.
Probably because our cultural modus operandi is the quick score.
The blissful counterstroke-a considerable new message.
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